INSURANCE & PENSION PLANNING – THINK ABOUT TOMORROW TODAY
Our strategic asset management service includes professional asset management and risk hedging. Making provisions for yourself and setting aside capital for a rainy day gives you the security to react spontaneously to unexpected events.
The ‘Insurance and Pension Provision’ section of financial planning covers the topics of provision, hedging and risk minimisation for essential basic protection.
Detailed analyses are used to holistically consicer key aspects of hedging and risk reduction, such as the risk of occupational disability or incapacity to work, the risk of needing long-term care and survivor protection.
Insurance solutions are developed for these risks, including specialized options. Services in the area of `insurance and pension provision´ include developing and servicing of insurance solutions as well as analysing existing insurance contracts. In the context of portfolio analysis in particular, potential for improvement can be identified and significant added value can be generated through implementation measures.
In-house insurance solutions
In addition to the financial planning aspect of insurance as a risk prevention and hedging instrument, Schoellerbank offers its wealth management clients its own insurance solutions.
In collaboration with a leading insurance partner from VIG, Schoellerbank has developed exclusive insurance products that combine top-tier funds and asset management with premium insurance components. One product covers aspects of first-class investment, asset transfer, death cover, tax optimisation and flexible contract options.
An appropriate insurance solution should form part of the diversification of any overall assets.