Schoellerbank Invest AG: our investment philosophy and core competencies

Investment philosophy with clear principles

  • Asset protection and growth are at the centre of our investment decisions
  • Small in size, strong in performance: personal, professional, global perspectives
  • We focus on quality, sustainability and capital preservation in all our decisions

Our core competencies for your success

  • Fundamental analysis and strategic diversification to optimise risk/return profiles
  • Careful selection of equities, bonds and funds according to strict quality criteria
  • Tailor-made special funds for institutional clients and high net worth individuals with larger investment volumes

Our transparent investment process

Which investments make it into your portfolio? The answer lies in our long-standing quality approach. We evaluate every investment in a rigorous selection process. The rule is: the better the investment, the more quality points it receives.

Equities, bonds and funds – we put them all through their paces and then assign a quality rating. We take a holistic view of an investment and are not blinded by good individual results. Our rating system allows you to see immediately how we currently assess the quality of an investment based on the quality points awarded.

Mandatory criteria for equity selection include defensible competitive advantages and a solid balance sheet. For bonds, we invest exclusively in investment-grade issues. These are credit ratings ranging from ‘AAA’ to ‘BBB’ according to S&P or ‘Aaa’ to ‘Baa3’ according to Moody's methodology. In addition, we take a very close look at the features of the bonds.

Our selection criteria for equities

Equities are analysed in detail based on the following six quality criteria:

  • Long-term defensible competitive advantages (mandatory);
  • Solid balance sheet (mandatory);
  • Low dependence on economic cycles;
  • Proven management;
  • Long-term growth prospects;
  • Sustainable earnings power per share.

Our selection criteria for bonds

Six quality criteria are applied when selecting bonds:

  • External rating
  • Internal credit assessment
  • Currency
  • Features
  • Remaining term
  • Relative value

Our selection criteria for funds

The following quality characteristics have proven to be particularly important:

  • First-class fund company
  • Experienced fund management and research team
  • Clear and transparent investment strategy, including a structured investment process
  • Distribution licence in Austria and tax transparency in Austria
  • Good risk/return profile compared to its peer group